Flood Damage Claims
We are Flood Damage Claims Experts
A general and temporary condition of partial or complete inundation of normally dry land areas from:
(1) The overflow of inland or tidal waters;
(2) The unusual and rapid accumulation or runoff of surface waters from any source;
(3) Mudslides (i.e., mudflows) which are proximately caused by flooding and are akin to a river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water and deposited along the path of the current.
A flood inundates a floodplain. Most floods fall into three major categories: riverine flooding, coastal flooding, and shallow flooding. Alluvial fan flooding is another type of flooding more common in the mountainous western states.
If a property is in a designated flood zone, a separate flood insurance policy may need to be purchased to cover any potential flood damage claims. The property owners may take precautionary measures to minimize or to prevent potential flood damage to their property by making their basements watertight or raising the foundation of the home above the flood level.
The property owner should hire a licensed and bonded local contractor to perform flood damage repairs. During the flood damage claim and related repairs, some additional code upgrade related repairs may be needed.
At American Claims Ensurance, we know floods are stressful to any property owner and we offer a variety of resources to help you handle and recover from flood damage to your property. In the event of a flood loss, our adjusting team focuses on providing you accurate and timely updates, servicing each claim with care and compassion needed during such a difficult time. However, it’s extremely important to contact us when the flood damage occurs so we can expedite the claim process and get you paid sooner.
American Claims Ensurance | Flood Damage Claims | Philadelphia, PA